Marine Liability Insurance

Commercial Marine Liability

A comprehensive marine liability policy, usually combined with other forms of marine liability coverage, which covers the operations, contractual liabilities, and products/completed operations liability exposures of maritime operators.

  • Includes bodily injury and property damage liability
  • CSL/Occ and Annual Aggregate limit subject to deductible

Charterer's Legal Liability

A marine liability policy for vessel charterers, providing for the charterer's obligation to owners under a charter party. This coverage primarily addresses hull damage and the charterer's P&I exposures.

  • CSL/Occ limit subject to deductible

Excess Marine Liabilities

A marine liability policy which provides limits in excess of those provided by the policyholders primary marine liability program.

  • Generally follows the terms and conditions of primary coverage unless noted
  • May include excess non-marine liabilities of an incidental nature
  • CSL/Occ limit

Ship Repairers' Legal Liability

A marine liability policy for ship repairers, providing care, custody and control coverage for damage to vessels under repair by the policyholder.

  • Can be extended to include bodily injury liability
  • Can be combined with Commercial Marine Liability for comprehensive coverage
  • CSL/Occ limit subject to deductible

Stevedores' Legal Liability

A marine liability policy for stevedores, providing care, custody and control coverage for damage to non-owned vessels and cargo, while loading or unloading.

  • Can be expanded to include bodily injury liability
  • Can be combined with Commercial Marine Liability for comprehensive coverage
  • CSL/Occ limit subject to deductible

Terminal Operators' Legal Liability

A marine liability policy for terminal and port operators, providing care, custody and control coverage for damage to vessels and cargo handled at the terminal.

  • Can be expanded to include bodily injury liability
  • Can be combined with Commercial Marine Liability for comprehensive coverage
  • CSL/Occ limit subject to deductible

Wharfingers' Legal Liability

A marine liability policy for operators of commercial piers and wharves, providing bailee liability coverage for damage to vessels and cargo using the facility.

  • Can be expanded to include bodily injury liability
  • Can be combined with Commercial Marine Liability for comprehensive coverage
  • CSL/Occ limit subject to deductible